Insurance News Feed has created this policy in order to demonstrate our commitment to the privacy of our members, subscribers and website users. By using this website, you are agreeing to and accepting this Privacy Policy as well as the Terms and Conditions that govern our website.

• We will not distribute information that identifies you individually or reveals your identity ("Identifying Information") unless you give your prior approval in response to a request made by Insurance News Feed, or if you request additional information from one of our Sponsors using a feedback form. Your electronic approval will qualify as your consent for this purpose.
  
  
• We will not make Identifying Information available publicly without the prior written or electronic consent of the individual identified unless (a) the information is already publicly available; (b) required by law, court order, or as requested by other government or law enforcement authority.
  
  
• We may use and/or distribute information about you and your use of the Insurance News Feed sites in forms that do not identify you individually or reveal your identity.
  
  
• Advertisements, promotional offers, promotional emails, "exclusive offers," and links, for example, on the Insurance News Feed sites or sent via email or other means from Insurance News Feed may ask for Identifying Information from you. If you provide this information, your Identifying Information may be provided (either directly from you or by Insurance News Feed) to the advertiser or web site or company making the offer or providing the gift. You may opt-out regarding how Identifying Information collected from you may be used or distributed when provided to Insurance News Feed at a Insurance News Feed site by either following the applicable instructions and links on the site, in the email or other document or as otherwise posted on the Insurance News Feed sites.
  
  
• If you make a purchase by credit card or otherwise provide your credit card information, the relevant data will be transmitted to Insurance News Feed's vendor partners providing such payment and processing service.
  
  
• Insurance News Feed may send users, via email or other means, information relating to Insurance News Feed sites and/or information on specials, new products and/or promotions from our advertisers and marketing partners. The information described in these messages is intended to be of high interest or value to our users. To choose not to receive such messages, a user can simply click or go to a URL link located in every email or other message containing this kind of information, which will remove the user from future mailings.
  
  
• In the course of our business, Insurance News Feed might buy or sell sites or assets. In these kinds of transactions, customer information (such as Identifying Information) is usually one of the transferred business assets. In the event that Insurance News Feed, its parent, subsidiaries, or affiliates is acquired, merged, or otherwise combined with another party, customer information (such as Identifying Information) will be one of the transferred assets.
  
  
• Insurance News Feed may use other companies and persons to perform certain functions for us. These functions might include, for example, processing credit card payments, providing customer service, and sending email. These other companies and persons may have access to customer information (such as Identifying Information) that's needed to perform their functions, but they are not authorized to use it for any other purposes. In addition, we may share information with other affiliated companies and joint ventures, for example, but we ask those companies to honor the standards of this Privacy Policy.
  
  

In order to provide our users with a more complete understanding of how the Insurance News Feed sites collect and use information from our users, we have provided the following information:

Internet Protocol (IP) Address
The Insurance News Feed sites log IP addresses for systems administration, diagnostic, and site tracking purposes, and to report aggregate information to advertisers. The Insurance News Feed sites do not link IP addresses to information identifying users individually.

Cookies
The Insurance News Feed sites use files called "cookies" to store usernames, passwords, and other user preferences so that users don't have to re-enter this information each time they use a particular Insurance News Feed site. You should be aware that advertisers serving ads on the Insurance News Feed sites may use their own cookies.

Information Collection and Opt-Out
The Insurance News Feed sites' registration forms ask users to enter contact information (like their email address), general information (like their city, state), professional information (like their designations) and demographic information (like their zip code, income level). The forms also require unique identifiers (username and password) so that users can be verified when they access the Insurance News Feed sites. The contact information primarily is used to send users weekly emails and other information they have requested and other information as stated in this Privacy Policy. Users may opt out of receiving future email updates by clicking on or going to the applicable link in any email or other document and following the instructions. The demographic information is used among other things, to tailor users' experiences at the Insurance News Feed sites, distribute and show you content that we think you might be interested in, and display site content according to your preferences.

In addition, advertisers or web sites that have links on the Insurance News Feed sites may collect personally identifiable information about you. The privacy and information practices of those advertisers or web sites linked to the Insurance News Feed sites are not covered by this Privacy Policy.

Changes to this Privacy Policy
This Privacy Policy is subject to modification from time to time. You may be notified: (1) in an email sent to the email address you have provided to Insurance News Feed through the Insurance News Feed sites, or (2) Insurance News Feed's posting of a notice for at least 30 days on this web site or the applicable Insurance News Feed site that the Insurance News Feed sites Privacy Policy has been changed. Should you wish to opt-out of such modifications to the Privacy Policy, you may do so by either following the applicable instructions and links on the site or email.